Autocross is a form of motorsports that emphasizes safe, low-cost competition and active participation. An autocross is a timed competition where drivers navigate one at a time through a temporary course marked by traffic cones, rather than racing on a track with multiple other cars, as in road racing or oval racing. Autocross tends to place more emphasis on car handling and driver skill than on sheer horsepower, and events typically have many classes which allow almost any vehicle, from economy sedans to purpose-built vehicles, to compete. Speeds are slower in absolute terms when compared to other forms of motorsports, usually not exceeding highway speeds, but the activity level (measured in discrete turns per minute) can be higher than even Formula One due to the large number of elements packed into each course. Autocross courses are typically 40 to 70 seconds in length. In addition to being a national-level motorsport in its own right, autocrossing is a good way to learn skills that transfer to road racing, as drivers learn vehicle control and club ethics.
 

Autocross events are usually held in large paved areas like parking lots or airfields. Typically, new courses are created for each event so drivers must learn a new course each time they compete.

Prior to driving, a competitor will walk the course, taking mental notes, and developing a strategy to be refined upon subsequent runs. National organizations such as the Sports Car Club of America (SCCA) and National Auto Sport Association (NASA) sponsor autocross events throughout the United States, and many areas have independent autocross clubs. Automobile manufacturers and their associated clubs (e.g. the BMW Car Club of America) sometimes hold marque autocross events.


This can be the most cost effective way of financing a new vehicle. The interest rate on a home equity line of credit, or a home equity loan, is typically much lower than that charged on any type of auto loan.

 
 
 
In addition, you also receive the benefits of a tax deduction on financing secured by your home. There are several types of loans homeowners can consider tapping into. The first is the home equity line of credit and is as the name implies an open line of credit which funds can be drawn and repaid as needed. This loan has a variable rate, typically tied to the prime rate index with a margin on top of the index that is based upon the homeowner’s credit rating. The nice feature of this loan is that it is great if you have a stream of purchases to make and that you pay interest only on the funds which are borrowed, not on the credit line maximum, unless you draw funds up to the line’s max. The second type of equity loan is the traditional second mortgage. This loan is good for fixed purchases, when you know precisely how much money you will need, and want a fixed rate and a regular payment schedule upon which to repay the loan.

Auto Dealerships

Increased competition has made dealer financing an option worthy of serious consideration. And in today’s competitive environment, dealers may earn more of their profit on auto financing than they do on actual vehicle sales. The dealer may offer a rate lower than that of banks or credit unions because of volume discounts they generate in automotive lending. Therefore a dealer who places a large chunk of business with a particular lending institution may be able to swing a better deal with a lender than you could obtain on your own.

 
 

Important Internet Resources

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